A counting team’s job looks simple from the outside: take the plates out of the sanctuary, add up what is in them, and get the total to whoever keeps the books. In practice it is a short chain of handoffs, each one a small opportunity for a number to go missing, a check to get set aside and forgotten, or a volunteer to end up in an uncomfortable position simply because no one wrote down who did what. None of that requires anyone to be dishonest — it just requires the process to be loose enough that nobody could prove otherwise if a question ever came up.
Below is a checklist built for that chain, from the moment the ushers walk the plates out of the service to the moment the deposit is in the bank’s hands. It is written to be followed by volunteers, not accountants, and it assumes exactly what most small churches actually have: two or three people willing to give up twenty minutes after the service, not a finance department.
Before the offering is even collected
- Two counters are scheduled, not one. Confirm this before the service starts, not after the plates come in and someone realizes their partner did not show up.
- The counting room or table is set up and locked, if it has a lock. A quiet room away from foot traffic, with the door closed once counting begins, matters more than any other single detail on this list.
- A counting sheet is ready. One page with space for the date, service (if there is more than one), cash total, check total, a combined total, and the initials of both counters.
- Coin wrappers and a calculator are on the table.Small, but the kind of thing that turns a five-minute count into a twenty-minute one when it is missing.
From the sanctuary to the counting room
The plates should never travel from the sanctuary to the counting room in the hands of just one person, even for the thirty seconds it takes to walk down a hallway. Two ushers carrying plates together, straight to the counting room, with no stop at a desk or a car in between, closes off the single easiest place for a plate to be set down, forgotten, or handled by someone who was never part of the count. If your church runs two services, plates from each service should be kept separate until they reach the counting room, then combined there rather than mixed together on the way.
- Plates go directly to the counting room. No detours, no setting them down “just for a minute” on an usher’s desk.
- Both counters are present before counting starts.Neither counter opens an envelope or handles cash alone, even briefly, while waiting for the other to arrive.
- The room is closed off during the count. A closed door, or at minimum a quiet corner nobody else is walking through.
The count itself
This is the part of the process most churches already get right, because it is the most visible step. Cash gets separated by denomination, checks get separated from cash, and both counters arrive at the same total independently before comparing notes. The detail that gets skipped more often is what happens when the two totals do not match on the first pass — the fix is to recount, not to average the two numbers or trust whichever counter sounds more confident.
- Cash and checks are separated and counted independently by both counters. Not one counter reading numbers aloud while the other writes them down — two separate counts, compared afterward.
- Checks are reviewed for a signature and a legible amount. An unsigned check or one with the written and numeric amounts disagreeing gets set aside with a note, not deposited as a guess.
- A mismatch between the two counts triggers a recount, not a compromise. If the two totals differ, count again rather than splitting the difference or picking one.
- The final total is written on the counting sheet and initialed by both counters. Not signed by one counter on behalf of both.
Sealing and securing the deposit
Once the total is agreed on, the money should go into a bank bag or envelope that gets sealed in front of both counters, ideally with a tamper-evident seal if your bank bags have one. The point of sealing it together is the same as counting together — not distrust of either individual counter, but removing the moment where one person alone has access to a sealed bag of cash with no witness. Whoever takes the deposit to the bank should be someone other than one of the two counters, when the team has enough volunteers to make that possible; a small church without a fourth person available can still have both counters make the trip together rather than sending one alone.
- The bag is sealed with both counters present. The seal number, if there is one, gets written on the counting sheet.
- The bag goes to a safe or locked location if it cannot go to the bank the same day. A weekend spent in someone’s car or kitchen drawer is the single riskiest gap in this entire process.
- The deposit slip amount is checked against the counting sheet total before the trip to the bank. A mismatch caught here is a five-minute fix; caught after the deposit, it is a much longer conversation.
After the deposit
The counting sheet does not get thrown away once the money is in the bank — it is the paper trail that lets anyone reconcile a bank statement against what the church recorded, months later if needed. A simple filing habit, whether that is a folder by date or a scanned copy attached to a digital record, is enough. What matters is that the sheet survives longer than the memory of the Sunday it describes.
Separately, and usually by a different person than either counter, the individual gifts still need to be recorded against each giver’s own history. SundayBridge records those individual contributions once someone has that counting sheet total in hand, but it does not touch the money itself — the counting, sealing, and depositing above all happen before anything gets typed into a giving record anywhere.
Building this into a habit, not a one-time memo
A checklist taped to the wall of a counting room only works if the team actually uses it every week, which usually means someone besides the counters themselves is responsible for making sure a team is scheduled at all. That scheduling question is small on any single Sunday and easy to lose track of over a year — it is one of the reasons a weekly admin rhythm that treats counting as a standing task, alongside follow-up and attendance, tends to hold up better than one that relies on someone remembering to ask for volunteers each month.
It is also worth revisiting the checklist itself once or twice a year rather than treating it as fixed forever. A church that adds an online giving option, a second service, or a building with a different counting room layout will find a step or two on this list needs adjusting. What should not change is the underlying shape of it: two people, never one, from the plate to the bank, with a written total at every handoff.
What this checklist is not trying to solve
None of the above replaces a conversation your church may need to have with an accountant or your denomination about internal controls specific to your size and structure — this is a starting checklist, not a substitute for that advice. It also is not a giving statement, a giving trend report, or anything to do with how the money is used once it is deposited; those are separate questions, worth their own look once the counting habit itself is solid and repeatable every single week.